Sweat AI is an AI-native BPO for banks and fintechs, starting with back-office workflows like KYB, onboarding and fraud reviews. The core of the work is the same everywhere: verify the business, trace its ownership, screen the people, test the business model against the public record, and hand back evidence your team can decide on. What changes by industry is the question that matters most, and who else has a say.
Payments platforms, PayFacs and ISOs
The question is what the merchant will actually sell through the account, and whether the requested merchant category code fits. Reviews cover the business model, website and transaction laundering signs, and ownership, for sub-merchants and direct merchants alike.
KYB and merchant onboarding review for payments
Stablecoin and crypto platforms
Business customers often have to satisfy a partner bank, a payments provider or an issuer as well as the platform. We keep one evidence profile per business, map it to each partner's requirements and keep readiness separate from activation.
KYB review for stablecoin and crypto platforms
Neobanks and BaaS programs
Business accounts opened under a sponsor bank's program must follow that bank's policy and stand up to its review. We work onboarding and periodic reviews with a record for every case.
Business account review for neobanks and BaaS
Banks and credit unions
Community banks, credit unions and sponsor banks run the same ownership and due diligence tests as large banks with smaller teams. We work business account onboarding, EDD and periodic review backlogs, and fraud and monitoring alerts.
Onboarding, EDD and fraud review for banks and credit unions
Marketplaces and small-business lenders
Marketplaces must verify high-volume sellers, and lenders must know the business before they underwrite it. We verify sellers and borrowers, the people behind them and the consistency of what they submit.
KYB review for marketplace sellers and small-business lenders
The same service underneath
Whatever the industry, you get the same things back: an evidence packet in which every finding is tied to its source and capture time, a recommendation, and one consolidated list of what is still needed. The team works 24/7, so the queue is done when your team logs in, and the final decision is always yours.
- What a review contains: KYB review
- A finished example, clearly labelled illustrative: sample KYB review
- Nights, weekends and holidays: 24/7 onboarding review
- Alerts after onboarding: fraud and alert review
- Deep investigations on a single business: business investigations
- The step-by-step flow: how it works
If your industry is not listed, talk to us. If the work is business onboarding or fraud review, it is probably a fit.
- Business account onboarding review for neobanks and BaaS programsSweat AI reviews business account applications and periodic reviews for neobanks and BaaS programs 24/7, with evidence your sponsor bank can follow.
- Business onboarding, EDD and fraud queue review for banks and credit unionsSweat AI works business account onboarding, EDD backlogs and fraud alert queues for community banks, credit unions and sponsor banks, 24/7. You decide.
- KYB review for marketplace sellers and small-business lendersSweat AI reviews marketplace sellers and small-business loan applicants 24/7: identity, ownership, business model and documents. You decide.
- KYB review for stablecoin and crypto platformsSweat AI reviews business customers for stablecoin and crypto platforms 24/7 and maps evidence to partner-bank and provider requirements. You decide.
- Merchant onboarding and KYB review for payments platformsSweat AI reviews merchant and sub-merchant applications for PayFacs, ISOs and acquirers 24/7: business model, MCC fit, website and ownership checks.